Rates
  • 5yr Variable from 1.99% (lock in anytime) special
  • 5 yr Fixed from 2.95%

Interest Rates Comparison Guide, Residential

Terms and Type   The BC Mortgage Guy   Posted by banks
6 Month Conv.   3.10   4.25
6 Month Open   3.60   4.75
6 Month Closed   3.15   4.35
1 Year Open   4.00   5.00
1 Year Closed   2.94   3.30
2 year closed   2.85   3.30
3 Year Closed   2.89   3.30
4 Year Closed   3.20   3.65
5 Year Closed   2.95   3.55
7 Year Closed   3.64   4.79
10 Year Closed   3.84   4.99

 

Our advice is free. We are Usually Paid By The Lender. We deal with major lenders who will give you the same exceptional service we do, or we don’t recommend them – Period!

We look for the lowest rates. We don’t like gimmicks, or “free” stuff. There’s usually a catch, you will regret later.

If your Bank is charging you a penalty to get out of your mortgage, let us help you decide if you should pay the penalty, or blend the rates. You need to do a detailed calculation to make an informed decision.